Stephen Combs has been in the benefits industry since 2017, but his connection to the field runs much deeper. His father was a broker for more than 30 years, specializing in large group self-funded plans and running a successful brokerage firm. Stephen initially joined the business to support his father’s agency, but quickly discovered a passion
for helping brokers and clients navigate the complex world of employee benefits.
As the founder of The Brokers Bloc, Stephen helps health insurance brokers cut through the noise and confidently identify high-performing, trustworthy vendors. In an industry where brokers are constantly bombarded with emails and vendor pitches—and where one bad recommendation can put a client and a broker’s E&O coverage at risk—Stephen brings clarity and assurance. He’s known for his deep research and due diligence, uncovering carriers that deliver strong service, real savings, and long-term value. His mission is to empower brokers to move beyond the default “BUCAs” and offer clients better, safer, and smarter benefit solutions.