Break Water

combines legal, financial, economic, lender, tax, and regulatory expertise to devise customized strategies for each property regardless of market (primary to tertiary), asset class (office, retail, multi-family, industrial, flex, land), loan type (portfolio or CMBS), or circumstance (performing or non-performing).

The fundamental strength of Breakwater lies in our multifaceted approach to examine and solve complex commercial real estate challenges. We do this by first understanding our client’s unique circumstances and then applying our multi-disciplinary approach to achieve the preferred result of eliminating personal guarantees, extending loans, reducing interest rates, reducing principal, bringing in fresh investment capital, and/or selling off the asset.

Each member of the professional team at Breakwater has extensive knowledge in distinct but complementary areas of expertise. These areas consist of Finance, Litigation, Bankruptcy, Tax, Banking and Regulation. Breakwater is able to succeed where others have failed because we analyze properties through an intense cross-disciplinary process, and are then able to create and execute a workout plan using a variety of legal and economic strategies. Our combined decades of experience in each of these disciplines enables us to develop comprehensive strategies tailored to each client.

Since the inception of our company, real estate investors have found Breakwater to be a trusted and reliable source of advice, counsel, and solutions for problems with their commercial real estate investments. As we look toward the future we will adhere to the same practices which have enabled us to build a relationship of trust with our clients, and made Breakwater America’s preeminent commercial real estate work out and consulting firm.

We will work on your behalf to accomplish what law firms, CPAs and other commercial loan modification companies cannot – a comprehensive solution and peace of mind. Here are a few of the services we have successfully provided to commercial real estate owners like you:

· Reduced Interest Rates

· Secured Premium Capital Solutions

· Negotiated Favorable Loan Terms

· Relieved Personal Guarantees

· Acted as the Guarantor on New Loans

· Minimized Tax Exposure

· Cleared out Non-performing Assets

In certain cases, Breakwater Equity Partners will leverage its relationships with various national and regional capital partners to provide debt and equity solutions to our clients. Breakwater is often able to source premium capital at a lower cost than borrowers are able to find on their own. We are able to achieve this because of our established relationships with multiple capital partners. They know that we have a demonstrated mastery of commercial real estate restructurings and have a track record of providing successful advisory services. Furthermore, our firm’s ability to successfully work out complex real estate cases provides these capital partners with proprietary deals found nowhere else in the marketplace today.

Our capital partners include private equity firms, family offices and accredited investors from all over the U.S. As some capital infusions can dilute the ownership interests, Breakwater will only bring equity into a deal when it serves our clients’ long-term interests and objectives.

Our underwriting process for placing new debt and equity is efficient and precise. We approach every deal with a multi-disciplinary analysis coupled with our deep expertise in capital markets and advanced financial modeling to provide our clients with multiple options that make economic sense. Our ability to consistently measure risk against opportunity is second-to-none and our results speak for themselves.

After Breakwater delivers the final strategic analysis of an investment, we work with each client individually to find the best capital solution. We are committed to providing exceptional financing options to our clients, especially when conventional forms of capital are not an immediate consideration.