personal asset lender that acts like your own personal private banker. They enable you to tap the equity that exists in your personal assets, stuff that you love dearly and don’t want to lose, so that you can get a short term loan whenever you need it by using the same asset over and over again. Zillidy is like having a home equity line of credit on your personal assets – but with some major benefits. A Zillidy loan will never impact your credit score and Zillidy will never show up on your credit report.

They have a background in asset based lending to small and medium sized companies in Canada and the US. Through that experience, they have identified an opportunity to offer the same service, rates and value that they provide to business owners to everyone in Canada. They believe that access to capital shouldn’t be limited to the “big guys” who have lots of assets to use as collateral. Anyone with a single personal asset should be able to unlock the value of that asset to meet their cash flow needs without any fear of hurting their credit.

Their service is unique. Although they hold your asset for you in their secure facility throughout the loan period, they are not an online pawn shop. They are more like a private bank. They only earn their revenue through charging interest on their loans. There are no other fees or charges on a Zillidy loan. This means that their incentive is to loan the most money they possibly can on any asset.

In the unlikely scenario where you choose to default (which will never impact your credit score or be reported to any credit bureau), they will manage the sale process of the asset on your behalf. Once they have recovered the amount that is owed to us, they will remit back to you the remainder of the recovered amount. Although the reality of the loan business is that there will inevitably be defaults, they are not in the business of liquidating assets. They work tirelessly with their clients to meet their needs to avoid this, but in case a default does need to occur, their clients rest assured knowing that they will always get full value for their asset with Zillidy.