the latest mobile, web and cloud-based technology with bleeding-edge ultra-high frequency trading infrastructure. For users of FX services, their mobile app YBPay brings transparency and convenience; for money service providers, their web portal YBPro helps streamline operation. Their aim is to revolutionise the whole ecosystem - whether it is for oversea foreign workers, travellers, oversea students and multi-national corporations on the user side, or for local money exchange shops, international remittance companies and banks on the service provider side, YBEX improves the experience for everyone.