incentives, rebates, accounts payables, referalls, temporary workers, contractors and many more. For custom pay flows, companies can use the Xtrm platform or embed the payment functionality into their own web and mobile applications using the Xtrm intelligent payments API. Xtrm provides multiple mass payment collection, management and transfer options and allows the broadest choice of cash and non-cash global payment options such as ACH, Wire, VISA Debit Cards, Virtual Visa, Check and over 100 multinational digital gift cards. Xtrm supports over 140 global currencies allowing any kind of currency payments and currency exchange to individuals and companies anywhere in the world, whilst ensuring complete domestic and international tax and security compliance and adherence to all financial and legal regulatory requirements such as SOX , KYC, and AML compliance. Xtrm allows developers to integrate the intelligent wallet architecture into any web or mobile application as a completely white labelled solution. Check out Xtrm facts at https://xtrm.com/whyXtrm/#why_xtrm