Company Performance Metrics
- Rakshit Bansal: CTO
xPay is an international payment gateway built for Indian businesses selling globally. It enables companies to accept payments from 180+ countries using cards, wallets (Apple Pay, Google Pay, PayPal), and local payment methods, while improving success rates by 10–25% compared to traditional providers.
xPay uses local acquiring, smart payment
routing, and a risk-based optimization engine to reduce cross-border payment failures. Businesses can offer global payment options like Klarna, Afterpay, and credit card EMIs, increasing conversions and average order value.
With xPay’s Merchant of Record (MoR) model, Indian businesses can collect international payments compliantly without setting up foreign entities. xPay handles global tax, compliance, and settlement, providing clean INR payouts along with GST-compliant FIRC/FIRA documentation.
Key benefits of xPay:
High international payment success rates (up to 95%+) Support for 45+ global payment methods T+1 settlements with predictable reconciliation Built-in chargeback protection for fraudulent disputes 24x7 support with 10-minute SLA
xPay is widely used by SaaS, EdTech, Travel, and digital businesses to scale international revenue efficiently while reducing payment failures and operational complexity.
