Company Performance Metrics
Two provides a B2B payments platform that enables merchants to offer net terms, installments, and flexible credit to business buyers while receiving upfront payouts. The company offers online, in-store, and direct sales payment solutions that integrate via APIs and e-commerce plugins. Two’s Delphi credit engine and Frida fraud engine perform
instant credit and fraud checks to set credit limits, approve buyers, and reduce fraudulent transactions. Its platform automates the order-to-cash lifecycle, including invoicing, reminders, dunning, collections handling, and reconciliation. Merchants use the Merchant Portal, Buyer Portal, Order Creator, Trade Account, and Guest Checkout features to manage orders, buyer credit, and settlements across channels. Two serves sectors such as construction, electronics, and marketplaces that require flexible B2B payment options and automated risk management.
