superannuation (or more commonly super), the pension fund market is valued at US$2.3 trillion and is predicted to grow to US$5.14 trillion by 2040. We have carefully studied and learned from the evolution of platforms in the U.S., including Charles Schwab, which was designed for the consumer but enjoys mass adviser support. TOMORROW is a highly scalable, capital-light, high margin wealth and technology business with the aspiration to become a significant multi-billion dollar business.