property and business interruption, liability, auto, workers compensation, crime, ocean and inland marine, and umbrella policies across multiple industry segments. Tick & Company also arranges professional liability coverage for directors and officers, lawyers, miscellaneous professions, employment practices, cyber liability, and kidnap and ransom. The company provides life and long-term planning services including term, universal and whole life, survivorship life, disability, long-term care, estate and wealth transfer, and retirement planning. In addition, it works with employers on group health, life, disability, and retirement benefit plans, and operates a concierge service tailored to high net worth clients with complex assets.