adjust coverage amounts and term lengths, and submit applications entirely online. Steadyy’s proprietary Needs Builder tool calculates suggested coverage based on income, debts, dependents, and other financial factors. The company also offers educational content, a learning center, and access to licensed advisors who provide guidance on products, eligibility, and application steps. Policies are underwritten and issued by third-party insurers, while Steadyy earns commissions for facilitating sales.