experience into AI and insights, the platform helps banks make decisions and control assumptions. The solution covers all types of credit risk models for regulatory, risk management, and business purposes.

RISKROBOT™ by SPIN Analytics is a new approach which combines Expert Judgement with Artificial Intelligence (AI) and Machine Learning (ML) techniques on Big Data, to produce predictive analytics which are accurate and relevant for making credit decisions and managing risk. RISKROBOT™ supports all types of credit risk models (decisioning, BIII/BIV RWA, IFRS9/CECL, stress testing) for all types of retail and commercial products and portfolios. It is encoded with all current Credit Risk Regulation and decades of experience so that human experts are augmented - not replaced.