solutions, without building the underlying infrastructure from scratch. Its mission is to simplify the creation and scaling of financial products through API-first, compliant technology. The company's platform offers a suite of APIs and infrastructure for customer onboarding, KYC and identity verification, account management, card issuance, payment processing, UPI integration, escrow management, deposits, and lending. By abstracting the complexity of banking integrations and regulatory requirements, Spense enables financial institutions and technology companies to bring new financial products to market more quickly while maintaining compliance with Indian financial regulations.