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Most people have no idea if their rent is actually reasonable — or if they're quietly overspending compared to everyone around them.
SpendVerdict
tells you. Enter your salary, your city, and your monthly rent. In seconds, you get a clear verdict: comfortable, manageable, stretch, or risky — based on where you actually sit relative to real renters in your city.
No sign-up. No ads. No vague advice. Just an honest answer built on official data from national statistics offices across 29 cities worldwide, including ONS (UK), Destatis (Germany), INE (Spain), Statistics Canada, and the OECD Income Distribution Database.
We built SpendVerdict because the 30% rule is too blunt. A 30% ratio in Berlin means something very different to 30% in San Francisco or Dublin. Affordability depends on local incomes, local rents, and where you sit in the distribution — not a one-size-fits-all rule of thumb.
SpendVerdict gives you the city-specific picture: your rent-to-income ratio, how it compares to the median, and whether you're ahead of or behind most people in your situation.
Free. Instant. Anonymous.
