for multinational groups. It also offers surety insurance and related guarantees, as well as debt collection and recovery services linked to unpaid invoices. Solunion Seguros supports the management of commercial risk through credit analysis reports, country and sector risk information, and tools to monitor and mitigate non-payment. The company complements its insurance products with digital platforms such as MiSolunion and Estratify to manage policies and support data-based decision-making.