confidence and communication. Teens who earn their own money have a greater appreciation of its value. Skratch enables teens to participate in the gig economy giving them the time and flexibility to work, and creating a springboard for understanding financial literacy.

The platform aims to create a trackable work history, essentially creating a teens very first digital resume. In addition, the platform offers an embedded financial process enabling teens to learn to budget and plan out their finances. As part of the process teens will have the ability to register for a payment vehicle which creates a frictionless and instantaneous payment experience.