service providers or traditional lending platforms to easily and instantly obtain liquidity. No matter of where in the world they are and what size of volume they ask for, as long as they have revenues.

Rubix.one will disrupt the inaccessible and mostly illegal (e.g. credit sharking) way of getting access to liquidity even in developing countries. To be able to do so Rubix.one developed the meta scoring engine "Rubix Score" to be able to provide reliable information on any user's credit standing. Here we aggregate behavior of service distributors on e.g. Uber, AirBnB, Alibaba, Amazon, Ebay and PSD2 as well as traditional rating data like on Equifax and EulerHermes and as the transaction behavior on the Blockchain based Wallets of the borrower.