Company Performance Metrics
- Pedro Reis: FounderPast Role: NTT Data, Data & Analytics Project Manager
Quantive is a net worth tracker built for people who already manage their investments manually — the FIRE community, expats juggling cross-border assets, anyone with illiquid holdings (private equity, real estate, crypto) that bank-sync apps cannot handle. It replaces the manual spreadsheet without asking for bank credentials or connecting to any
aggregator.
The product runs in the browser and works across devices (desktop at home, phone while on the go) without sacrificing privacy. A user's portfolio is encrypted client-side before anything reaches the server: a key is derived from the password via Argon2id, all ciphertext is bound to the user's identity via authenticated encryption, and the server stores only ciphertext, the key-derivation salt, and a password-wrapped data key — never the password, the key, or the plaintext. A passive database leak reveals no portfolio contents. The crypto module is open source under the MIT licence and the full encryption design is published; the rest of the codebase is source-available under PolyForm Noncommercial 1.0.0.
Quantive supports 13 currencies (EUR, USD, GBP, NOK, SEK, DKK, CHF, CAD, AUD, JPY, PLN, BRL, INR) with historically correct foreign-exchange handling — a historical balance is valued at the rate from that date, not retroactively rewritten at today's rate. Features include allocation breakdowns, time-series history, CAGR-based forecasting with confidence intervals, and drawdown statistics. A native mobile app is on the roadmap.
The company is a bootstrapped, EU-based lifestyle software business, solo-founded and self-funded. It is not venture-backed and is not pursuing venture-scale growth. The free tier is permanent; the Pro tier is €9 per month or €90 per year.