Pay Later option that allows customers to pay for eligible products in installments over a defined period at no interest. This financing service is structured around upfront part payment, scheduled repayments and repossession safeguards. Oyato Shopping lists products from multiple brands, including televisions, generators, refrigerators, washing machines, smartphones, laptops and fashion apparel. Its services are aimed at individual consumers seeking access to technology, household equipment and lifestyle products through online channels and flexible payment options.