charities. The company develops and operates the Munny app, which offers budgeting features, calculators, and self-guided learning, as well as eM, an AI-powered money coach for on-demand financial guidance. Munny Group structures its services into subscription packages such as Munny Digital, Munny Complete, and Munny Peak, combining education, coaching, and digital access. Its offerings are used by organisations to support staff with everyday financial decisions, debt management, housing choices, and longer-term planning such as pensions and mortgages.