Company Performance Metrics
Monfera is a non-bank financial institution that provides working capital solutions for small and medium-sized enterprises. The company offers invoice factoring that converts accounts receivables into immediate liquidity, enabling businesses to receive most of their invoice value shortly after issuance. It also provides reverse factoring, where
Monfera pays suppliers on behalf of the buyer so that buyers can keep agreed payment terms while suppliers receive faster settlement. In addition, Monfera issues financial guarantees, including bid, performance, warranty and financial guarantees, to support clients’ contractual obligations and project participation. Its services focus on improving cash flow, managing credit risk, and supporting SMEs that face long payment terms and uneven cash cycles. Monfera operates through a digital application process that allows companies to request financing or guarantees on a transaction-by-transaction basis.