closing of contracts directly in the platform, in a digital, transparent and secure way. Launched in 2014, the Melhortaxa is present in Brazil and Mexico, and is already approaching the R $ 500 million mark in credit agreements made to its customers. One of the differentials is that it offers, on average, a reduction of 1% in relation to the over-the-counter market rate, representing an estimated average savings of R $ 250 in monthly installments of client's real estate financing, the equivalent of a reduction of R $ 40,000 over the duration of the contract.