services under one transaction using their mobile phones. The open ecosystem enables end-users to freely choose from a wide range of payment methods. They can combine different services, such as those provided by route planning services, shared car and bike operators or event organizers. We help public and private service providers streamline their mobility services, increase their services’ attractiveness, safety and security in using them, and lower the cost of the fair collection while increasing customer satisfaction. PayiQ collaborates with Business Finland and as a member of Microsoft’s CityNext program in developing solutions for smart cities.