identities are issued, validated, and utilized in a standardized way inside and outside a financial institution. The company also provides HUB, a hosted operational identity infrastructure that minimizes the risk of online fraud and identity theft without having to invest in creating and maintaining identity framework and policies; Participant Network, a member based community of financial institutions in which members follow the same set of rules on the identity vetting, administration, validation, certificate manufacturing, and storage; and Trust Prime that enables corporate treasurers to use a single universal identity authentication standard to authenticate multiple bank accounts.