8
Growth Score
pts
Heat Score
-14 pts
Company Performance Metrics
Score
Trend
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Growth Score - The measure of growth based on company activity, operational metrics, and investments
Growth Trend - The change in the growth score over the given time period
Heat Score - The measure of the market interest, media activity, and Crunchbase profile activity
Heat Trend - The change in the heat score over the given time period
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Hora.ai is an Indian fintech lending startup that gives microloans to underserved blue collar skilled workers on a smartphone app.
- Poshak Agarwal: Co-founder and CEO
- Rahul Subramaniam: Co-founder and Director
About the Company
Hora.AI was started in New Delhi to solve an age-old problem: lending. India is in the midst of meteoric economic growth, with the middle class growing at double-digit rates. However, the banking system hasn’t kept up. 79% of the population doesn't have credit scores, preventing truly creditworthy people from getting bank loans.
Hora.AI is a
fintech that specializes in developing a credit engine. It builds an Android application to provide credit and personal cash loans to 100M skilled blue-collar workers in India.
The company is driven to offer a massive transformation in the Indian financial system. It utilizes alternative data to assess creditworthiness and give cash loans at low-interest rates to deserving, skilled workers.
