San Diego County, the San Francisco Bay area, and the Silicon Valley area in Santa Clara County. The Bank’s client base reflects the multi-ethnic composition of these communities. The Bank’s revenues are derived from interest and fees on its loans, interest and dividends on its securities portfolio, and service charges on deposit accounts. The Bank provides its banking services through its branch network to a range of small- to medium-sized businesses. Effective June 30, 2014, the Company sold its subsidiaries,Chun-Ha Insurance Services, Inc. and All World Insurance Services, Inc. to Chunha Holding Corporation.