channels provided by Fundit which are USSD, Web and Mobile. Users can fund their bank accounts by dialing a short code *556#. Even the smallest phone without internet can be used to fund a bank account, it’s that easy. The mobile app can also be downloaded from play store and apple store. The mobile app provides the platform for users to transfer into bank account using either airtime credit of Fundit scratch card. Consequently, the web also provides the platform for users to transfer into their bank account using either airtime credit or Fundit scratch card. Users account will be funded instantly and a notification will be sent to users from beneficiary’s bank. The notification is subject to the user subscribing to receiving sms notification for every transaction. Business men and women in both rural and urban centers, office men and women, and others will experience the ease of transferring funds into their bank accounts without stress. Users can get airtime credit or Fundit scratch card from the nearest agent or recharge card retailers. The researches carried out shows that Fundit is an awaiting solution to the masses as this would solve the big problem of queuing in banks.