owes you money, and what money these other people owe to each other. Expensure then applies the Circular Debt Resolution algorithm to work out which debts cancel each other and what is the simplest way to clear any outstanding debts using the fewest transactions possible.

Expensure is also optimized for use on your mobile phone, letting you add bills, purchases and expenses as and when they come to you. Use the collaborative Shopping List at the supermarket or supplies store — flatmates and travelmates can tick off items as they're bought.

This means you can resolve your shared rental, power, broadband, gas, food, flights, car rental and living essential expenses in just a few seconds.