mainstream credit scores like FICO. This allows these consumers to potentially qualify for credit offers from mainstream providers already using these types of credit scores. There are 45MM consumers who would immediately benefit from this credit-building service. Another ~80MM have the potential to benefit.

For small business owners, eCredable Lift empowers them to report these bills as well as other types of business-related expenses that are not typically reported to business credit bureaus. Having a business credit score allows the small business owner with the ability to separate their personal credit from their business credit. 85% of all businesses have no business credit score from the major business credit bureaus.