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eCheckPlan is a SaaS payment platform designed for businesses to accept secure electronic check (eCheck) payments without relying on traditional ACH or card networks. Built on an RCPO-based workflow, it enables merchants to generate digital checks, send invoice payment links, and set up recurring billing with full control over transactions.
The
platform includes a virtual terminal for manual payments, real-time bank account verification, and a built-in check creation system that allows businesses to print and deposit checks using Check 21 standards. This reduces payment returns, lowers processing costs, and improves cash flow reliability.
eCheckPlan supports high-risk and high-ticket industries, offering flexible payment solutions without setup or monthly fees. With features like automated invoicing, recurring payments, and secure data handling, it serves as a complete alternative to traditional payment processors, helping businesses scale efficiently while maintaining compliance and control.