Company Performance Metrics
- Ben Foster: Co-Founder
- Nicholas Thomson: Co-Founder
Credyt is real-time monetization infrastructure for AI. It helps platforms observe their spend, control their exposure, and bill their customers across usage-based, subscription, hybrid, and credit-based pricing models. AI products pay for compute the moment a user sends a request. That cost hits before the platform collects from the customer.
Invoice-based billing discovers overspend at month end. By then the platform has already fronted the infrastructure cost. Credyt inverts that model. Platforms query wallet balances before work starts, authorize usage in real time, and debit immediately when a usage event lands. There is no invoice cycle, no reconciliation delay, and no gap between cost and collection. Credyt ships usage-based billing out of the box: real-time authorization, multi-asset wallets (USD, tokens, credits, or any custom unit), per-customer cost attribution, profitability analytics, spend controls, and a branded self-service billing portal. Integration is a single POST endpoint for usage events. No frontend engineering required for customer-facing billing. The platform supports five core pricing models: usage-based, prepaid credits, subscription, hybrid (subscription plus usage overages), and entitlement-based. Pricing can be changed in the dashboard without code changes. Dimensional pricing adapts rates based on attributes like model type, quality level, or processing speed. Credyt processes charges atomically. When concurrent requests hit the same wallet, each charge reflects the true current balance, preventing credit depletion races. Credyt integrates with Stripe as the default payment service provider. Platforms connect their own Stripe account. Stripe fees apply directly. Credyt does not add a markup. Platforms using external PSPs reflect balances via the Adjustments API. Credyt ships an MCP server (mcp.credyt.ai) that connects to Cursor, Windsurf, Claude Code, Codex, Lovable, Bolt, Replit, V0, and any MCP-compatible AI coding tool. Builders configure billing through a prompt conversation inside their tool. No backend code required. Node.js and Python SDKs are available. The full API is documented via OpenAPI spec. Pricing: $0 to start with 10 free active wallets per month. $1 per Monthly Active Wallet in production. First 1M events per month included. $2 per million events above that. No percentage of revenue. No markup on payment processing fees. No seat fees. No setup fees.
