prove their income in this way, they had to resort to self-certified mortgages. In effect, this resulted in an unnecessarily costly mortgage with considerably higher interest charges.

The company noticed the way in which lenders were treating contractors. CMME argued that contracting or freelancing is a preferable way of working for many people, and those who work in this way should not be penalized when it comes to securing a mortgage. As a company, they have done their utmost to ensure that lenders understand the real risk of lending to a contractor. CMME's hard work and perseverance has influenced many lenders to re-think their lending criteria and become contractor-friendly.

At its disposal, the company now has a whole variety of lenders who use bespoke underwriting especially for contractors; meaning that you do not lose out on competitive high street rates just because the way in which you are salaried is not considered ‘conventional’.

As an established mortgage broker, CMME had always put its clients at the heart of everything the company does. You can rely on its team of knowledgeable and experienced professionals for advice and guidance throughout the whole process, from an initial consultation right through to completion. They’ve helped thousands of contractors secure mortgage funding and if you’re looking for a mortgage, they’d be delighted to help you too.