the unbanked. Platform available on iOS, Android and Web allow users to manage their products on their mobile device. Disburse loans, Make payments, send and receive money, ATM cardless whitrawals, top up pre-paid phones, and receive payments on more than 50,000 retailers and banks nationwide. Products include Payroll Loans, Credit Cards and other retail consumer lending to SME. Using our Regulated Entity we also offer Debit products, Savings, Remittances and cross sell to customers and integrate debit products in same mobile app.