Social Enterprise Group, started in 2010 with a vision to provide technology enabled transactional platform to the unbanked population.

Sub-K operates, manages, and controls inclusive transactions on end-to-end basis through recruiting, training and equipping local entrepreneurs as Business Correspondent agents who serve as human ATMs at the last mile of connectivity between the Bank and the end consumer, through mobile/kiosk based technology.

Sub-K creates a self-propagating eco-system for profitability and sustainability of the BC sub-agent, Bank, and Sub-K, ultimately serving the customers with real time banking and non-banking solutions.

Sub-K is a service company that offers affordable, accessible and scalable digital payment solutions to the BoP segment in rural and urban areas and seeks to bridge the digital divide and create a “financially included society”.

Any customer with a bank account can walk into these BC outlets and avail banking services - cash deposit, cash withdrawal, remittance, fund transfer, balance enquiry, mini statement, loan repayment etc. Basix Sub-K facilitates business of micro-entrepreneurs through microcredit, insurance, pensions, farm loans, personal loans, vehicle loans. Government payments to citizens, Aadhaar card, PAN card services are also facilitated at some of these outlets. Non-banking services are also offered for enhancing the income of the BC agent and offer convenience to customers.