to assess borrower risk and streamline decision making. ALTTARO also offers consulting services that help banks, fintechs, and microlenders design credit products, optimize risk policies, and improve portfolio performance. The platform enables configuration of scoring models, regulatory reporting, and operational dashboards tailored to different lending strategies. By combining software tools with domain expertise in inclusive finance, ALTTARO targets organizations that aim to expand responsible access to credit while keeping operational costs under control.