salary advances, vehicle finance, and school fee loans, disbursed directly to customer accounts. AfriPoint also supports everyday transactions such as mobile airtime purchases and prepaid electricity token top-ups via its app and agent network. Additional services include insurance arrangements for vehicles, homes, and health, as well as a lottery product branded as Afri Lotto. The platform is designed to serve underbanked consumers and small merchants, integrating payments, credit, utilities, and lifestyle services into a single digital ecosystem.