amounts. Through its online marketplace, investors can select from vetted projects presented in a standardized, transparent format and invest entirely online. Issuers such as project developers and mid-sized companies use the platform as an alternative financing channel alongside bank loans. VR-Crowd cooperates with Volksbanken Raiffeisenbanken, which preselect and assess projects before they are offered for funding. The company also offers a white-label crowd funding framework that enables cooperative banks to provide similar digital investment offerings to their own customers. Its services target retail investors seeking project-based fixed-income opportunities and financial institutions looking to expand their funding and investment product range.