well as loan top ups. Solten Financial Services serves government pensioners, civil servants, uniformed forces, and selected corporate employees through real-time, short to medium-term credit solutions. It also provides money transfer services in partnership with international remittance providers such as Western Union and MoneyGram. Clients can access services through branches, a USSD code, and a WhatsApp chatbot for loan applications and account inquiries. The institution focuses on expanding access to formal credit and supporting enterprise development and financial inclusion.