protection, and community multirisk. For companies it provides solutions including collective life and accident coverage, health assistance, liability, multirisk business, transport, credit, surety, cyber risk, legal protection, agrarian insurance, and invoice protection. Segurtempo also markets savings plans, investment plans, and pension plans structured as insurance products, with different risk and return profiles and tax treatments. In addition, it manages claim communication and follow-up, even for some policies not originally contracted through Segurtempo, and offers online tools for quotations and policy management.