services for landlords and homeowners. It also designs concepts such as the PyTerra Xchange, which applies blended and sponsored finance structures so corporate organisations can fund local environmental and climate-related initiatives. In addition, PyTerra works on river control and freshwater network systems that use hydraulic gates, sensors, and predictive rainfall analytics to manage flooding and drought risks. Across these offerings, the company focuses on overcoming structural and financial barriers to property decarbonisation and climate resilience.