Company Performance Metrics
pAIscreen develops artificial intelligence tools for issuing banks to screen card transactions and assess chargeback risk. The company offers a real-time billing descriptor scoring system that evaluates whether a transaction is associated with fraud, high chargeback rates, illegal products, or coerced transactions. Its API-driven platform
calculates a risk score from 0% to 100% using proprietary data that links merchants, their websites, and billing descriptors. pAIscreen also provides a Merchant Risk Indicator that helps issuers gauge the likelihood that a merchant will refund a transaction instead of allowing it to progress to a formal chargeback. These products support financial institutions in refining risk strategies, reducing chargebacks, and protecting cardholders during payment authorization and review processes.
