spending, using weekly limits and daily views to help manage outgoings across pay cycles. Osyrs includes a protected reserve feature that moves money out of everyday spending into a separate, yield-earning balance aligned with user savings goals. An AI assistant analyzes transaction data and categories to answer questions about overspending patterns, category shifts, and household budgets. The platform supports individual and family use, with options for shared dashboards, member cards, and configurable rules by merchant, category, or time.