asset-liability management tools, and automated valuation modeling for loan and investment portfolios. Its cloud-based systems consolidate loan-level data, economic indicators, and portfolio characteristics to support allowance modeling, forecasting, and regulatory reporting. Harbinger Technology Solutions also offers business intelligence capabilities, training via the ARCSys Learning Portal, and implementation support for CECL adoption and model configuration. In addition, it provides advisory and validation services such as benchmarking, back-testing, sensitivity analysis, model risk management, and risk-based pricing analysis. These offerings are designed to help institutions maintain compliant, data-driven accounting and risk models.