analysis, and multi-channel monitoring to detect phishing attempts, SMS scams, payment fraud, malicious links, and other digital threats. Users can report scams through the app, contributing to a shared intelligence network that highlights emerging fraud patterns. Fraud Watch 360 also offers educational content to improve users’ understanding of common fraud tactics and safer online behavior. The service focuses on providing accessible, non-technical controls that support everyday digital activities such as browsing, messaging, and online transactions.