Company Performance Metrics
- Rafael Quintero: Co-Founder & CTO
- Cesar Hernandez: Co-FounderPast Role: Waruwa, Co-Founder & Legal Counsel
Avanza Fintech provides digital consumer credit services that use alternative data, not only traditional credit history, to evaluate loan applications. The platform supports online credit requests, installment management and payment of installments through channels such as PSE and digital wallets like Nequi. Avanza Fintech operates under the Avanza
brand, including services such as AvaCréditos for personal financing. The company offers 24/7 virtual access so customers can review account information, make payments and manage credit obligations from web and mobile interfaces. Self‑service tools include virtual branch access, online identity capture and incident or claims support forms. The technology stack focuses on automated risk assessment, scoring models and process digitization to streamline approval and collection workflows for financial services partners and end users.