Back to Mobile View
Subscribe to the CrunchBase Daily for the latest on Fundings, Acquisitions, and Startup Events

General Information



AQUSH.JP is a peer-to-peer lending platform in Japan, that connects people with extra money with people who want to borrow money. Returns available to lenders are much greater than other yen denominated fixed income investments, while the interest rates for borrowers are lower than from conventional moneylenders.

AQUSH matches lender funds with qualified borrowers using the following market mechanism:

– Lenders set their desired investment amount and interest rates from 4% to 15% for 5 classes of borrower credit risk, as denoted by an AQUSH Credit Grade: AA, A, B, C & D.

– Applicants are screened based on their credit histories, financial situation and FICO scores and qualified applicants are assigned an AQUSH Credit Grade. Each qualified applicant is offered a loan at the best possible interest rate based on a blend of the available lender funds at the time the offer is made.

AQUSH handles all legal documents, funds, credit and identity checks. Lenders are charged a fee of 0.125% of principle for each monthly repayment processed. Borrowers pay an upfront origination fee of 3% of the loan amount.

Recent Milestones

  • Check
    Aqush — Service Launched (12/16/09)
    Posted 2/23/10 at 5:53pm via


Aqush screenshot
Above: - Splash page
Uploaded: 2/24/10


Above: - Social lending (ソーシャルレンディング)

Added: 2/24/10


    AQUSHスタート!ラッセルと大前からのメッセージ ( [edit]
Edit This Page
Last Edited 2/24/10

Revision History RSS Picture


Share this page on Twitter or Facebook:
Or copy this code to embed a widget: customize »

TechCrunch Posts TechCrunch Logo Small Picture

External Links

CrunchBase API


Become a Sponsor
Terms of Service | Privacy Policy | Licensing Policy