Primary Role
Co-Founder & COO at ZestFinance
Wharton School of the University of Pennsylvania

Person Details


Shawn Budde is the Chief Operating Officer and Co-Founder of ZestFinance. ZestFinance uses big-data machine learning tools to save the underbanked a billion dollars by facilitating lower-cost, short-term, installment loans online. At ZestFinance, Shawn is responsible for managing the daily operations of the business, software engineering and all underwriting.

In total, Shawn has more than 25 years of experience in the consumer finance industry with a variety of lenders including a finance company, several banks and as an independent consultant. Over more than eight years at Capital One, Shawn was responsible for leadership of several diverse Capital One business units. Those roles included leadership of Capital One’s sub-prime credit card business; serving as President of the Westmoreland Agency subsidiary; and managing large operations responsible for marketing to new and existing customers. In his last role at Capital One, Shawn served as the company’s first chief customer officer. Mr. Budde earned a B.A. from Columbia University in New York City and an M.B.A. from the Wharton School at the University of Pennsylvania.

Specialties: Credit Policy, Customer Experience, Change Management, Strategy, General Management

Experience (7)

  • A9c3589c57c2a07909994fb3bbf38128


    Apr 21, 2014
  • 5e18ad47a8d844cbfbdefc49aa5c9467


    Co-Founder & COO
  • Z3ez3w49bu1etskfap25


    Senior Vice-President
    1996 - Jan, 1997
  • L0qwveolyakssoak3mi6


    Vice-President,Asst. Vice-President
  • 6c3c5d730f5ea67d52243cc60b6ded6d

    Capital One

    Senior Vice-President, Enterprise Customer Management. President and General Manager, Westmoreland Agency,Vice-President, Marketing Operations, Vice-President, Cross-Selling,Vice-President, Underserved Markets.
  • Ac4be46fd710d0f5158e7503f4822f41

    Sears Holdings Corporation

    Senior Vice-President, Merchandising Analytics
    2008 - Jan, 2008
  • Cb default image

    Xinc Advisors

    2008 - Jan, 2010