Sebastian, born in 1986, co-founder and CEO, built Kreditech based on his vision of building a digital bank that replaces branches by a data based online version of it. Founded in 2012, Kreditech has become the category leader in big data scoring and online lending worldwide. Sebastian is an expert in fundraising, growth management, company building, internationalization, big data technologies and the global fintech sector. He has previously held a management position at Rocket Internet and lead the market place Gigalocal as CEO. Prior to selling his first startup, PredictX, he gained experience at Deutsche Bank and Roland Berger. Sebastian holds a degree in management and strategy by the London School of Economics.