We're working on something new at CrunchBase. Edits have been disabled for a few days, but you can still contact us for urgent changes.
Back to Mobile View
Subscribe to the CrunchBase Daily for the latest on Fundings, Acquisitions, and Startup Events

General Information


US Headquarters
Indian Field Office
African Field Office


Founder + CEO
VP, Product
VP, Growth
Director of User Experience
Global Operations Director


Seed, 8/2013
Lowercase Capital
Google Ventures
Collaborative Fund



InVenture has built, distributed and monetized the first personal finance, credit scoring and licensing service for the underbanked in India, Kenya and South Africa. Founded in 2011 by an ex-investment banker and UN researcher, Shivani Siroya, InVenture has grown from a simple SMS-based money management tool into a suite of Android, voice, SMS and web apps for both the underbanked and the businesses that want to reach them. InVenture uses patent-pending algorithms to formalize financial identities and credit scores for individuals with no previous historical data. InVenture significantly reduces default rates and customer acquisition costs for the new generation of businesses seeking to serve the emerging middle classes. The company’s purpose is to create a global 2-sided 24/7 marketplace of 1+ billion underserved individuals and the businesses that want to reach them.

To-date over 25,000 individuals have used InVenture’s personal finance application InSight to formalize their identities, prove their spending capabilities and concurrently increased their savings by 3.5% on average. Then, on the other side of the marketplace InVenture has developed partnerships with and services for lending institutions, mobile service providers, NGOs, governments and foundations to sell and provide services that are not currently available for the 2.5 billion people currently lacking formal financial identities. InVenture has licensed credit scores to lenders in three countries seeking new qualified customer pools and offered InSight users loans between $500 and $19,000 US.

Recent Milestones

  • Check
    InVenture — TED releases "Fellows in the Field" video for Shivani Siroya and InVenture's work (11/25/13)
    Posted 3/19/14 at 11:23am via youtube.com
  • Check
    InVenture — InVenture partners with Pattern Matched Technologies, South Africa's largest mobile transaction provider to add financial identities to customer profiles. (11/12/13)
    Posted 3/19/14 at 11:25am via patternmatched.com
  • Dollar
    InVenture received $1.2M in Seed funding. (8/29/13)
    Posted 9/2/13 at 3:24am via sec.gov
  • Check
    InVenture — Launched India-wide IVR software (2/26/13)
    Posted 3/19/14 at 11:14am
  • Check
    InVenture — Shivani Siroya named TED Fellow of 2013 (11/8/12)
    Posted 3/19/14 at 11:21am via ted.com
  • Check
    InVenture added Jon Blackwell as VP, Product. (10/1/11)
    Posted 7/22/12 at 10:29pm
  • Check
    InVenture — InVenture Fund is a 2011 Echoing Green Fellow. (6/2/11)
    Posted 6/20/11 at 3:02pm via ht.ly
  • Check
    InVenture added Shivani Siroya as Founder + CEO. (1/1/10)
    Posted 11/16/10 at 6:27pm
  • Check
    InVenture added Jennifer Chong as Operations Director.
    Posted 11/16/10 at 6:27pm
  • Check
    InVenture added Tom Schumacher as Portfolio + Finance Director.
    Posted 6/7/11 at 10:14pm
  • Check
    InVenture added Bonnie Oliva as Global Operations Director.
    Posted 7/23/12 at 10:33am



How Insight, InVenture’s personal finance software works.

Added: 3/20/14

TED Fellows in the field: Shivani Siroya

Added: 3/20/14


InVenture screenshot
Above: Homepage
Uploaded: 3/14/14


  1. SEC (sec.gov) [edit]
  2. 2011 Echoing Green Fellows (ht.ly) [edit]
    Citation Needed [add]
    The proud, the few: the 2013 TED Fellows (blog.ted.com) [edit]
    Fellows in the field: Shivani Siroya (youtube.com) [edit]
    PMT and InVenture announce partnership (patternmatched.com) [edit]
Edit This Page
Last Edited 4/17/14

Revision History RSS Picture


Share this page on Twitter or Facebook:
Or copy this code to embed a widget: customize »

TechCrunch Posts TechCrunch Logo Small Picture

External Links

CrunchBase API


Become a Sponsor
Terms of Service | Privacy Policy | Licensing Policy