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The ETRADE FINANCIAL family of companies provides financial services including online brokerage and related banking products and services to retail investors. Securities products and services are offered by ETRADE Securities LLC (Member FINRA/SIPC). Bank products and services are offered by ETRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. Market Commentary provided by ETRADE Capital Management, LLC, a registered investment adviser affiliate registered with the SEC. ETRADE Securities, ETRADE Bank and E*TRADE Capital Management are separate but affiliated companies.